Posts Tagged ‘personal finance’

Struggling With Personal Finances? These Gadgets Might Save You A Few Dollars!

It seems that everybody is struggling to make ends meet these days, and that goes double for those of us saving for a mortgage deposit. So how exactly are we supposed to manage day in day out? Well you could make a start by looking closer to home and see if you can cut a few corners with everyday expenses. This may seem easier than done but it isn’t that hard when you think about it. There are some really helpful gadgets that have been designed to lighten the load regarding saving money at home. If you like the sound of these products,please read this article and see if they aren’t just what you were looking for!

Electricity Usage Monitor – Various Manufacturers


We use electrical appliances fairly often at home and they actually account for over 20% of our total energy bill. Many of these will use electricity even after they have been turned off, and this is known as ‘standby power usage’. The best way to see how your appliances deal with electricity and how much they use is by employing an electricity usage monitor. You can then decide which appliances need to be unplugged and which ones need to be used far less. You can also join various social media sites that compare different brands of appliances and rate them on power usage. This is as good a place as any to start your battles against high utility bills.

Programmable Thermostat – Various Manufacturers


If we use heating or air-conditioning to make home life more comfortable, we need to take a closer look at how efficiently these appliances are being managed. The air temperature can be reduced at specific times of the day and even turned off when the house is empty. An average household will save about 20% on their heating/cooling bill if a thermostat is set up correctly.  Just by starting to notice the different ways in which we use these energy driven appliances is a big step in the right direction!

Price Comparison apps – Various Smartphones


We all love the price comparison website where you can compare the vastly different prices of services and products from different suppliers. Well this app takes it a giant step further as you can scan in various products whilst shopping and see what the other vendors can do in comparison. We love this app so much that it sometimes even makes shopping a whole lot of fun, and that is no mean feat! Just remember why it was that you left the house in the first place otherwise you will come home happy but empty handed! Look out for Red Laser and ShopSavvy to begin your shopping-tastic journey!

Water Filtration System – Various Manufacturers


Bottled water is delicious, but how much are you spending on it every week? In 2008, the typical American was consuming 30 gallons of bottled h20 every annum. This means a total spend of $320 is going on something that is virtually free! By installing a water filtration system you can save a heap of bucks! The typical system only cost about $40 and makes the water just as tasty as the bottled liquid. It may seem like a simple way to save money, that’s because it is!

Get Saving Now!


So here are 4 ways to start making savings by being a little more switched on. There are dozens of other activities that can help you to spend less, just put on your thinking cap and you’ll soon be in the money!

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Today’s featured writer, Ryan Smith.  When he is not busy assisting people get home loans, he likes to read books and write for blogs.

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